As it does with cars, Indiana requires insurance on RVs. Basic insurance requirements for RVs in the state include bodily injury and property damage coverage. This is common to many states, but not every state has the same coverage limits or the same type of requirements. That is why it is so important to check when you buy a new vehicle or move yours to another state of residence. If you strike something or someone with your recreational vehicle, you want to make sure you have proper coverage to handle any claims that come from that unfortunate incident.
There are also other types of insurance that can be added to your policy, including uninsured and underinsured motorists coverage, along with collision and comprehensive coverage. It is a great idea to have thorough coverage on any RV in Indiana, but some types of coverage can be rejected in writing if you do not want them. Other types of coverage are not automatically included when you apply for an insurance policy, and you will need to have those coverages added if they are something you want included to protect your RV.
The best way to get the right coverage for your recreational vehicle is to talk to an insurance company that knows these types of vehicles and the state's requirements for insurance. Then you can get what you need and understand the reasons behind the suggested coverage options.
Bandy Insurance can help. Call or visit us today, and let us help you get the coverage you need to meet state requirements and protect the investment you have made in your recreational vehicle. Our agents are ready to work with you to build an RV insurance policy that will cover you for liability, damages, repairs, and injuries. Contact our offices to speak with an agent and get a quote.